Chapter 345
Chapter 345
but......
Liu Yiyi thought, this might be unbearable for others, but it’s not impossible for her?
She was originally a smart person, and now after being reminded by Ye Ke, she suddenly understood.
"So you also think it's better to buy a house with a loan? Or even better to buy several houses?" Liu Yiyi asked again, fearing that she had misunderstood.
Most people around her didn't understand why she wanted to take out a loan to buy a house.
Before learning that Hai Shi's house was being demolished, her grandfather didn't want her to borrow a large sum of money to buy a house and then be burdened with a huge debt at such a young age, so he always disagreed.
Because she needed to fill out a specific reason for her application when she took a long vacation to return to Hai City, the company leaders also knew that she came back because her house in Hai City was going to be demolished.
Before leaving, the leader teased her a few times, saying that she probably wouldn't need to borrow money from the company to buy a house in the future, as she had the ability to pay for it in full.
Almost everyone thought that since she was already rich, why should she borrow money and get herself into debt.
Fortunately, she met Ye Ke, a person who shared the same ideas as her and supported her.
"If you can buy more, of course you should. Houses don't depreciate, especially in a rapidly developing place like Guangzhou. With the influx of talent, the local housing situation will definitely become more urgent. With so many people and so few houses, the appreciation of houses is inevitable. You don't have to worry about that at all."
Ye Ke thought that although she was not a very smart or capable person, she felt that she could still give some reasonable suggestions when the results were known.
Especially with the stagnation of the real estate market in the past two years, you should buy more. In a few years, it will be too late to regret.
Liu Yiyi is a person who listens to advice, and Ye Ke's suggestions are based on supporting her.
She made a snap decision, "I'll go back and ask the company how many sets one person can buy. If possible, I'll buy three or four."
"Good idea." Ye Ke immediately followed up, "Then you can live in one house and rent out the other. The rent can also offset part of the loan repayment. Doesn't that sound less stressful?"
Liu Yiyi nodded quickly.
Ye Ke looked at her excited expression, afraid that she might get too excited because of him, so he quickly said a few words to dampen her spirits, "You should think carefully before you start. Don't be too rigid about each step. If something goes wrong at any point, it would be a shame if the whole thing collapses."
There are many things that could go wrong, like salary issues. What if Liu Yiyi changes jobs and gets a less lucrative one? Or, like now, something unexpected happens and she can't get her monthly salary? And then there's the issue of renting out the house; it might not always be smooth sailing...
So don't raise the leverage too high at the beginning, and leave yourself enough breathing room.
Liu Yiyi nodded calmly. She knew that Ye Ke said this for no other reason than that he was simply worried about her.
On the third day after the demolition notice came out, it was finally Zheng Jiayi's family's turn to sign. Because Zheng Jiayi and her son had previously discussed asking for a house, and the yard itself was not very large, they ended up only receiving a little over 110,000 yuan in demolition compensation.
Although it was much less than the compensation for the demolition in Yejia Village, Zheng Jiayi was very satisfied. There was no need to compare the circumstances. The house in Yejia Village alone was more than twice the size of this yard, and it also had land, fields, and crops...
And now this yard was only bought for 76,000 yuan? Now in just over a year, it has earned nearly double that amount, plus there is also a resettlement house. This high rate of return, there is no better deal.
0p0