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"You, why do you think so?" Shang Wen asked Meng Yi.
"Don't forget. Today is the colonial economy I proposed." Meng Yi reminded Shang Wen.
"Oh. That's right." Shangwen nodded.Only then did Shangwen react.Shang Wen himself only focused on the narrow domestic market of South Korea, but forgot that South Korea is actively developing the marine industry, and they cannot be limited to such a narrow area as the homeland.
"This is in line with our bank's investment goals. We should take it out and show it to the bankers." Shang Wen took out the report and said to Meng Yi.
"Well. You are right." Meng Yi nodded.
"In this way, our bank will be able to participate in the construction of South Korea. In the future, the islands occupied by South Korea will also have the shadow of our investment bank." Meng Yi said to Shang Wen.
"Yeah." Shangwen nodded.
"Look, we found another project all of a sudden." Shang Wen said.
"This is also the colonial economy I am talking about. If these countries do not expand and build their own colonies, it will be difficult for us to explain this situation." Meng Yi said.
"Yeah." Shangwen nodded.
"What Qin Guo can do is to provide financial support, and at the same time make its own choices in its own development path." Shang Wen said.
"Now I am looking forward to the start of the meeting." Shang Wen said to Meng Yi excitedly.
"Me too." Meng Yi said to Shang Wen.
Hall meeting.
Shangwen was a little surprised to see Ying Yu and Xiao He, they came here on behalf of the bank.This meeting is the first time the banker has sent representatives to attend the meeting, but they already knew about it before attending the meeting.But there are still some surprises.The two looked at each other.Shangwen smiled slightly.Ying Yu nodded.
"The king is here." Zhao Gao's voice came.The meeting is about to begin.Only then did Shangwen withdraw his gaze.
Then came the salute.Then the meeting officially started.
"First, the prime minister brings up matters for discussion." Zhao Gao read out loudly.
"Your Majesty." Zhao Gao's voice just fell.Ying Yu stood up and said.
"Your Majesty, can our bank representative put forward his own opinion first? I think our opinion is also very important." Ying Yu said bluntly.
King Qin looked at Shang Wen.
Shangwen nodded indifferently.
"Okay." Shang Wen said.
"En." Qin Wang waved his arm to signal Ying Yu to start.Ying Yu thanked you.
"Prime Minister, our bank development has entered a state of endless development. Our bank is eager to change the current status quo. To change the status quo is to change the development model. We need investment, but if we invest, the external environment is very important. , we hope that the prime minister can actively reach a relevant agreement to help us overcome this difficulty." Ying Yu said to Shang Wen.
When Meng Yi heard Ying Yu's words, he immediately looked at Shang Wen.The two of them didn't expect that Ying Yu would take the initiative to mention this matter.
"The widow heard a little disorganized and said clearly." King Qin asked Ying Yu to speak clearly at this time.
"Yes, Your Majesty." Ying Yu said with a smile.
As he spoke, Ying Yu waved his hand and asked Xiao He to present the materials they brought.
"Your Majesty, this is the first quarter report of our Wenyang Bank. The first quarter profit of our Wenyang Bank is not very good. We found that a large amount of funds were borrowed out invisible, or continued to expand to other industries. projects, but our profit is very small. This is not beneficial to the operation of our bank. Although it is a good thing for the bank to make maximum use of funds, it is a good thing if there is no good profit. It will become a bad thing." Ying Yu said.
Qin Wang took those reports and looked at them, the content on them was extremely detailed, but it was really difficult to see the clues at once.
"Tell me about it." King Qin asked directly.After all, it may take a long time for King Qin to see the secrets in the report.
"Yes, Your Majesty." Ying Yu nodded.
"The report shows that in the first quarter, our Wenyang Bank added a lot of new projects. There are more than 500 large-scale projects with a fund size of more than 300 million gold. We have received a lot of funds from the Federal Reserve Board. But , these projects quickly consumed our funds. This caused our Wenyang Bank's capital reserves to jump to a very low position, and the level of profitability was very low, although from a cyclical perspective, the profitability is very low. High, but in a short period of time, the profit level is very low. And in the first quarter, most of the projects were loss-making, which is very unfavorable to the bank's operation." Ying Yu explained.
"There is such a thing. If Wenyang Bank operates like this, then the situation of other banks will be very bad." Qin Wang said.
"Yes, but we discovered another point ⊥ is that among all our projects, our investment projects have shown relatively large profits. This is something we didn't notice before. Not only that, their The level of investment and profitability is extremely disproportionate." Yingyu explained.
"Why is it not commensurate?" King Qin asked.
"We invested relatively little, which is relatively compared with our profit, for example, a sum from Zhao Guotie Factory. We did not invest a lot, but because we hold a large number of shares, after financial sales, this number doubled Fan." Ying Yu said.
"Oh." King Qin asked Zhao Gao to find it.
"So, we hope that the prime minister can open up investment, or strive to give our bank a greater investment environment. This is the road for the development of Qin State Bank in the future, or in other words, this is the road we want to take." Ying Yu strongly demanded.
"Yeah." King Qin saw what Ying Yu was pointing at.
"Well, I know what the prime minister thinks?" Qin Wang handed over the things Ying Yu presented to Shang Wen.
Shang Wen and Meng Yi looked at each other, then laughed.
And all of this was seen by King Qin.
"I don't know why the Prime Minister laughed?" King Qin asked seriously.
"My lord, what Wenyang Bank pointed out is the same as what I thought before. This is the content of the plan between me and Meng Yi." Shang Wen handed over a report after speaking.
"Oh." King Qin was surprised.
"Moreover, Meng Yi has already thought of a very good idea, but I don't know what the bank's opinion is." Shang Wen continued.
King Qin was a little surprised.Unexpectedly, Shang Wen actually thought of the front of the bank.Ying Yu was also surprised by this, he did not expect such a situation.
Text 2104 Diverting Attention
"Your Majesty, the current banking development model of the Qin State is very single, and there are great risks." Shang Wen introduced.
"Just like what the bank representative said just now." Shang Wen continued.
"Our banks used a lot of money in commercial lending before, and now the result is that we have a lot of lending projects, one after another, in order to solve the bank's funding problems, we set up the Federal Bank Reserve Committee in Qin State , allowing banks to pledge their own shares to obtain more loans, so that commercial banks can obtain sufficient funds through a large number of shares, and as a result, loans and mortgages are based on the principle of shares.” Shang Wen explained, King Qin At this time, I understood.
"As a result, our Federal Reserve Board released a lot of money, and accumulated a lot of shares in its hands, and commercial banks owned more projects, but they didn't make much profit in a short period of time, because there was a big This cycle is enough to cause great worries in business." Shang Wen said.
"Your Majesty, that's true." Ying Yu said that Guan Ying Yu should be called Father King, but this is the hall for discussion, and she can't put her personal relationship in the court.
"En." King Qin nodded.
"Prime Minister, please continue." King Qin said.
"Yes, Your Majesty." Shang Wen nodded and said.
"This has caused a lot of reduction in the profitability of our commercial bank in Qin State. In fact, the use of funds is not satisfactory. Neither Zhao State nor South Korea has received much substantial improvement." Shang Wen said.
"However, the princess found out that it is correct to invest." Shang Wen said.