0p0 Chapter 384 Talk
Chapter 384 Talk
Lu Yuanzhong was silent. He held the two books in his hands. These two ancient books weighed only one kilogram, but at this moment, they felt heavy in his hands.
I used to teach and educate people, and I hoped that my students would abide by the rules, be reasonable, have bottom lines in mind, and dare to challenge authority.
But now, he has retired...
In the next few decades, there would be nothing that would allow him to shine. After teaching for decades, he had almost forgotten the outside world.
Just like his son said, he really should go out and take a look.
Just reading books, reading books blindly, reading in vain...
……
Two days flew by.
Early in the morning, two business cars slowly stopped outside Jiangcheng Bank. Zhong Ruoting had been waiting outside with his men for a long time.
The car door opened, and a middle-aged man in his forties looked at Zhong Ruoting and stretched out his hand with a smile on his face.
"President Zhong, right? I'm sorry to bother you these past few days."
Zhong Ruoting smiled bitterly: "Director Liu, you are too polite. Have you had breakfast? I asked the canteen to prepare breakfast. Otherwise, shall we eat first?"
Director Liu shook his head: "No, I ate on the way here. Let's get straight to the point."
"We received a report and explained the situation to President Zhong."
A young man behind me handed over a document.
Zhong Ruoting took it, took a look, and was quite calm. The general situation was that he had received a report that Jiangcheng Bank had violated regulations many times and issued loans to Jitu Express and Susutong Logistics Company.
They even approved a development loan of more than 30 million yuan in violation of regulations by means of illegal mortgage.
This loan has now been misappropriated by Jitu Express, resulting in slow progress in project development and causing extremely adverse effects.
Director Liu put his hands behind his back and said, "President Zhong, please compile the information and bring all the persons handling these loans to the conference room so that we can talk."
"is that OK?"
Zhong Ruoting smiled and said, "No problem, of course no problem!"
"I'll have someone prepare it right away."
"You all got up early. We have prepared breakfast. Why don't you just have a bite before you start working? It won't take you too long."
Director Liu waved his hand and a young man behind him smiled.
"President Zhong, you don't have to be polite. We have really eaten. This time we are here for Jitu Express. We need to check it out as soon as possible. We need to go back and report as soon as possible."
Zhong Ruoting could only laugh awkwardly as he watched Director Liu and a group of people from the audit team walk into the bank.
The people in the two cars are actually two groups.
Director Liu and his team were looking through the approval materials, trying to find any irregularities. The group took a look, stopped for a while, made a note, and then continued looking through the approval materials.
Zhong Ruoting stood outside the door, watching the credit department employees being called into the conference room one after another for private talks.
These bastards really came here to show off their power. Do they really think that Jiangcheng Bank is their own backyard?
The secretary next to him handed the cup of water to Zhong Ruoting.
"President, do I need to say hello to Jitu Express? We have finished the review here and will probably go to Jitu Express..."
Zhong Ruoting took a deep breath and said, "Just say hello, but I guess Su Yang already knew about it."
The secretary nodded and went out to make a phone call.
A customer manager from the credit department was scolded and was also cursing.
"My loan complies with regulations. They have collateral, so why can't I lend it to them?"
“Has the money been repaid? Has it generated any income?”
"You said I violated the rules. Where did I violate the rules?"
He cursed a few times, then saw Zhong Ruoting outside the door and quickly frowned, "President Zhong."
Zhong Ruoting patted his shoulder and said, "You've worked hard. Go back to work."
The man nodded, turned and went downstairs.
After a while, Zhong Liang, deputy director of the credit department of Jiangcheng Bank, also came out. When he saw Zhong Ruoting, he smiled bitterly and greeted him.
"President Zhong."
Zhong Ruoting nodded and smiled: "Thank you for your hard work."
Zhong Liang waved his hand and said, "It's not hard, President Zhong. Is there really a problem with Jitu Express?"
Zhong Ruoting sighed, thought about it, and shook his head.
There is definitely no problem with Jitu Express, and its operations are very good, so repaying the money will not be a problem.
Ultimately, it is a question of misappropriation of development loans.
Looking across the entire Dongjiang Province, how many companies do not misappropriate development loans? And how many have been investigated?
This kind of person picks on the weak and digs up the dry. Of course, Su Yang has offended someone outside, but he also doesn't take Zhong Ruoting seriously.
"Is there anything I can do?"
Zhong Liang asked again.
Zhong Ruoting patted his shoulder and said, "I have done everything I can. Now I can only rely on Jitu Express itself."
"A blacksmith must be strong himself."
"True gold is not afraid of fire, you must have faith in Su Yang."
Zhong Liang also nodded, hoping that Su Yang could get through safely.
In the conference room.
The two young men looked at an employee of the credit department of Jiangcheng Bank and asked him questions while writing on a notebook.
"When you applied for the loan, did you see the design drawings and the relocation and resettlement budget?"
“After the loan is issued, is there any supervision to ensure that the funds are used for the development and construction of the property?”
"Before issuing the loan, did you know that Jitu Express was going to embezzle this 30 million yuan development loan?"
The employee was hesitant. He had just started working and this was indeed his first time facing scrutiny.
"I, I don't know either. This is all arranged by the higher-ups. For me, it's just a matter of following the procedures."
“I haven’t seen the design drawings, and I don’t know what the relocation and resettlement budget is…”
"But I did hear that before the loan was approved, Jitu Express was indeed out of money."
"After Jitu Express received the 30 million, they opened express delivery stations everywhere."
“This money should have been used to develop new real estate in Tiebei, but the old residents have not moved out yet.”
“I think there must be some problem.”
The two interrogators looked at each other. This was definitely quite direct evidence. It was not ruled out that Jitu Express used land auctions to defraud development loans.
"In addition to this loan, we found that Jitu Express has also obtained multiple mortgage loans from Jiangcheng Bank. Do you know the details of these loans?"
The young employee thought for a while and said, "I have learned a little about it, but the risk assessment department thought it was okay, so they let it go..."
"We are just following orders from above. I just do what my boss tells me to do. This matter has nothing to do with me!"
The two men asked a lot of questions and continued to interrogate until noon. They interrogated almost all the people involved in the loan review, except Zhong Ruoting.
Zhong Ruoting had been standing outside the door. In the room next door, Director Liu walked out with his hands behind his back. When he saw Zhong Ruoting, he was a little surprised, as he thought Zhong Ruoting had already gone back to the office.
"President Zhong, we have already understood the basic situation. We have indeed found that there are irregularities and non-compliant behaviors in the loan approval process of Jitu Express."
"We have decided to immediately go to Jitu Express to investigate and collect evidence. If necessary, we will contact the police and tax authorities for a joint audit."